Low interest loans,
Double-digit savings interest
Fueling the dreams of 50k+ individuals and small businesses! Experience the magic of our single digit interest loans, unbeatable savings interest rates, and a pledge to deliver with speed, integrity, and empathy.
Take control of your money
Manage your finances,
all in one place
Send and receive
from anywhere
Explore Payments
Get smart instant loans
at low interest rates
Automated Savings
Explore Monipot
Get smart instant loans
at low interest rates
Explore Monibac Loans
Send and receive
from anywhere
Explore Payments
Unmatched interest
rates on savings
Learn more about MoniLock
Automated
savings
Explore MoniPot
Get smart instant loans
at low interest rates
Explore Monibac Loans
Easy Access to Loans
Get the funds you need quickly and without hassle, with our straightforward loan application process.
24/7 Customer Support
Our dedicated support team is available around the clock to assist you whenever you need help.
Fast transaction Speed
Enjoy swift and efficient transactions, ensuring your money moves when you need it most.
High Interest on Savings
Maximize your savings with competitive interest rates that help your money grow faster.
Join 50,000+ happy Monibac users worldwide
Streamline your finances
in 3 easy steps
Create an account
Sign up with personal details
Fund your wallet
Add money via bank transfer or card
Watch your money grow
Choose a product and sit back
Frequently asked questions
Frequently asked
questions
You can simply request for a loan by following these basic steps:
- - Install the Monibac App from Playstore and create an account
- - Start saving (maintain an active savings balance)
- - After 3 months, you are eligible to request for a loan of up to 50% of your total savings
- - Loan request is made by simply submitting basic KYC details on the application and selecting the duration of the loan.
- - Monibac receives loan request and validates KYC documentations against your Monibac profile.
- - Monibac approves request and your offer letter is sent to your email for acknowledgement
- - Your Monibac is credited with your loan amount after acknowledgement
Monibac offers single digit interest loans at :
- - 9% for 90 days
- - 15% for 180 days
Monibac is a safe and secure platform that offers the following benefits:
- - You do not need a collateral before you can access a loan
- - There are no charges on both deposits and loans.
- - You can get an additional 50% of your savings as loan.
- - You can get from 20,000NGN to 500,000NGN as loan
- - We will always send reminders for your repayment without much disturbance.
