Grow your money. Double-digit savings interest.
Fueling the dreams of 50k+ individuals and small businesses. Experience unbeatable savings rates, and a pledge to deliver with speed, integrity, and empathy.
- Happy users
- 50k+
- Happy users
- Fees on deposits
- ₦0
- Fees on deposits
- Customer support
- 24/7
- Customer support
Interest for June
+ ₦72,000
Deposit fees
Always ₦0
Manage your finances, all in one place
Send, save, lock and grow your money from a single app built for the way you actually live.
Payments
Send and receive from anywhere
Transfer to other Monibac users in seconds and withdraw to your bank account whenever you need.
MoniPot
Automated savings
Fixed daily deductions or direct deposits. Run as many pots as you have goals.
Group Savings
Save together, achieve together
Pool contributions with friends, family or colleagues, with transparent tracking for everyone.
24/7 customer support
Our dedicated support team is available around the clock to assist you whenever you need help.
Fast transaction speed
Enjoy swift and efficient transactions, ensuring your money moves when you need it most.
High interest on savings
Maximize your savings with competitive interest rates that help your money grow faster.
Streamline your finances in 3 easy steps
Step 1
Create an account
Download the app and sign up with your personal details.
Step 2
Fund your wallet
Add money via bank transfer to your virtual account, or with your debit card.
Step 3
Watch your money grow
Choose a savings product that fits your goal, then sit back.
Here's what people are saying about us
“I downloaded and started using this app last month and I can say it's the best app so far to send and receive money and also for saving.”
Happy Nedu
@Nedu2023
“As a business owner, Monibac is an essential tool for seamless financial management.”
Emmanuel
@emmanuell002
“I got to hear about Monibac from a friend. I wasn't so sure but I decided to give it a go and trust me, I have gained a lot by just saving.”
Ifedayo Oladapo
@ifedaps
“I downloaded and started using this app last month and I can say it's the best app so far to send and receive money and also for saving.”
Happy Nedu
@Nedu2023
“As a business owner, Monibac is an essential tool for seamless financial management.”
Emmanuel
@emmanuell002
“I got to hear about Monibac from a friend. I wasn't so sure but I decided to give it a go and trust me, I have gained a lot by just saving.”
Ifedayo Oladapo
@ifedaps
“I downloaded and started using this app last month and I can say it's the best app so far to send and receive money and also for saving.”
Happy Nedu
@Nedu2023
“As a business owner, Monibac is an essential tool for seamless financial management.”
Emmanuel
@emmanuell002
“I got to hear about Monibac from a friend. I wasn't so sure but I decided to give it a go and trust me, I have gained a lot by just saving.”
Ifedayo Oladapo
@ifedaps
“I downloaded and started using this app last month and I can say it's the best app so far to send and receive money and also for saving.”
Happy Nedu
@Nedu2023
“As a business owner, Monibac is an essential tool for seamless financial management.”
Emmanuel
@emmanuell002
“I got to hear about Monibac from a friend. I wasn't so sure but I decided to give it a go and trust me, I have gained a lot by just saving.”
Ifedayo Oladapo
@ifedaps
“Navigating through the app is a breeze. Savings and Monilock features are conveniently accessible.”
Favour
@favour
“If you're not using Monibac as a business person, omo…”
Ayodeji
@Therealayodeji
“I've had a good experience so far with Monibac. The only time I had an issue was when I wasn't able to withdraw, and it was resolved in 15 minutes.”
Maureen Beauty
@barbie_maureen
“Navigating through the app is a breeze. Savings and Monilock features are conveniently accessible.”
Favour
@favour
“If you're not using Monibac as a business person, omo…”
Ayodeji
@Therealayodeji
“I've had a good experience so far with Monibac. The only time I had an issue was when I wasn't able to withdraw, and it was resolved in 15 minutes.”
Maureen Beauty
@barbie_maureen
“Navigating through the app is a breeze. Savings and Monilock features are conveniently accessible.”
Favour
@favour
“If you're not using Monibac as a business person, omo…”
Ayodeji
@Therealayodeji
“I've had a good experience so far with Monibac. The only time I had an issue was when I wasn't able to withdraw, and it was resolved in 15 minutes.”
Maureen Beauty
@barbie_maureen
“Navigating through the app is a breeze. Savings and Monilock features are conveniently accessible.”
Favour
@favour
“If you're not using Monibac as a business person, omo…”
Ayodeji
@Therealayodeji
“I've had a good experience so far with Monibac. The only time I had an issue was when I wasn't able to withdraw, and it was resolved in 15 minutes.”
Maureen Beauty
@barbie_maureen
Frequently asked questions
Can't find what you're looking for? Reach us at admin@monibac.com or 0706 095 3139.
